Tax Refund worksheet

1. Estimated amount you owe: $3,370.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$85,000.00}$

2. Start with the 2026 standard deduction for married filing separately filers

   $\text{standard deduction}$$=\mathrm{\$16,100.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$85,000.00}-\mathrm{\$16,100.00}$$=\mathrm{\$68,900.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 22%

   $\text{tax before credits}$$=\mathrm{\$9,870.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$9,870.00}$

6. Your tax is more than you paid, so the difference is what you'll owe when you file

   $\mathrm{\$9,870.00}-\mathrm{\$6,500.00}$$=\mathrm{\$3,370.00}$

2. Estimated refund: $3,420.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$48,000.00}$

2. Start with the 2026 standard deduction for married filing jointly filers

   $\text{standard deduction}$$=\mathrm{\$32,200.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$48,000.00}-\mathrm{\$32,200.00}$$=\mathrm{\$15,800.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 10%

   $\text{tax before credits}$$=\mathrm{\$1,580.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$1,580.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$5,000.00}-\mathrm{\$1,580.00}$$=\mathrm{\$3,420.00}$

3. Estimated refund: $2,970.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$55,000.00}$

2. Start with the 2026 standard deduction for married filing jointly filers

   $\text{standard deduction}$$=\mathrm{\$32,200.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$55,000.00}-\mathrm{\$32,200.00}$$=\mathrm{\$22,800.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 10%

   $\text{tax before credits}$$=\mathrm{\$2,280.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$2,280.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$5,250.00}-\mathrm{\$2,280.00}$$=\mathrm{\$2,970.00}$

4. Estimated amount you owe: $498.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$75,000.00}$

2. Start with the 2026 standard deduction for head of household filers

   $\text{standard deduction}$$=\mathrm{\$24,150.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$75,000.00}-\mathrm{\$24,150.00}$$=\mathrm{\$50,850.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$5,748.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$5,748.00}$

6. Your tax is more than you paid, so the difference is what you'll owe when you file

   $\mathrm{\$5,748.00}-\mathrm{\$5,250.00}$$=\mathrm{\$498.00}$

5. Estimated refund: $1,920.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$62,000.00}$

2. Start with the 2026 standard deduction for married filing jointly filers

   $\text{standard deduction}$$=\mathrm{\$32,200.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$62,000.00}-\mathrm{\$32,200.00}$$=\mathrm{\$29,800.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$3,080.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$3,080.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$5,000.00}-\mathrm{\$3,080.00}$$=\mathrm{\$1,920.00}$

6. Estimated refund: $5,348.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$60,000.00}$

2. Use your itemized deductions in place of the standard deduction

   $\text{deduction}$$=\mathrm{\$45,000.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$60,000.00}-\mathrm{\$45,000.00}$$=\mathrm{\$15,000.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$1,552.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$1,552.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$6,900.00}-\mathrm{\$1,552.00}$$=\mathrm{\$5,348.00}$

7. Estimated refund: $452.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$80,000.00}$

2. Start with the 2026 standard deduction for head of household filers

   $\text{standard deduction}$$=\mathrm{\$24,150.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$80,000.00}-\mathrm{\$24,150.00}$$=\mathrm{\$55,850.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$6,348.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$6,348.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$6,800.00}-\mathrm{\$6,348.00}$$=\mathrm{\$452.00}$

8. Estimated refund: $3,652.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$50,000.00}$

2. Start with the 2026 standard deduction for head of household filers

   $\text{standard deduction}$$=\mathrm{\$24,150.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$50,000.00}-\mathrm{\$24,150.00}$$=\mathrm{\$25,850.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$2,748.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$2,748.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$6,400.00}-\mathrm{\$2,748.00}$$=\mathrm{\$3,652.00}$

9. Estimated refund: $2,274.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$45,000.00}$

2. Use your itemized deductions in place of the standard deduction

   $\text{deduction}$$=\mathrm{\$26,000.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$45,000.00}-\mathrm{\$26,000.00}$$=\mathrm{\$19,000.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$1,926.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$1,926.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$4,200.00}-\mathrm{\$1,926.00}$$=\mathrm{\$2,274.00}$

10. Estimated refund: $3,696.00

1. With no other income or adjustments, your wages are your adjusted gross income (AGI)

   $\text{AGI}$$=\mathrm{\$57,500.00}$

2. Use your itemized deductions in place of the standard deduction

   $\text{deduction}$$=\mathrm{\$27,500.00}$

3. Subtract your deductions to find taxable income, the part that's taxed. It can't go below zero

   $\mathrm{\$57,500.00}-\mathrm{\$27,500.00}$$=\mathrm{\$30,000.00}$

4. Work out tax with the 2026 brackets. Each rate only applies to its own slice of income. Your top rate is 12%

   $\text{tax before credits}$$=\mathrm{\$3,104.00}$

5. This is your 2026 federal income tax after credits

   $\text{tax}$$=\mathrm{\$3,104.00}$

6. You paid more than your tax, so the difference should come back to you as a refund

   $\mathrm{\$6,800.00}-\mathrm{\$3,104.00}$$=\mathrm{\$3,696.00}$