W-4 Withholding worksheet

1. Extra withholding per paycheck (W-4 Step 4(c)): $641.00

1. Project your wages for the year: what you've earned so far, plus 6 more paychecks

   $\mathrm{\$67,500.00}+\mathrm{\$2,000.00}\times 6$$=\mathrm{\$79,500.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,000.00}+\mathrm{\$136.00}\times 6$$=\mathrm{\$4,816.00}$

3. Add any other income, then subtract the 2026 standard deduction for married filing separately filers and any other deductions

   $\mathrm{\$79,500.00}-\mathrm{\$16,100.00}$$=\mathrm{\$63,400.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$8,660.00}$

5. Compare the tax with what will be paid. The tax is bigger, so you're short

   $\mathrm{\$8,660.00}-\mathrm{\$4,816.00}$$=\mathrm{\$3,844.00}$

6. Spread the shortfall over your 6 remaining paychecks

   $\frac{\mathrm{\$3,844.00}}{6}$$=\mathrm{\$640.67}$

7. Round up to a whole dollar. Enter this in Step 4(c) of a new W-4

   $\text{extra per paycheck}$$=\mathrm{\$641.00}$

2. Extra withholding per paycheck (W-4 Step 4(c)): $152.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$52,000.00}+\mathrm{\$2,750.00}\times 5$$=\mathrm{\$65,750.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,200.00}+\mathrm{\$150.00}\times 5$$=\mathrm{\$4,950.00}$

3. Add any other income, then subtract the 2026 standard deduction for single filers and any other deductions

   $\mathrm{\$65,750.00}-\mathrm{\$16,100.00}$$=\mathrm{\$49,650.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$5,710.00}$

5. Compare the tax with what will be paid. The tax is bigger, so you're short

   $\mathrm{\$5,710.00}-\mathrm{\$4,950.00}$$=\mathrm{\$760.00}$

6. Spread the shortfall over your 5 remaining paychecks

   $\frac{\mathrm{\$760.00}}{5}$$=\mathrm{\$152.00}$

7. Round up to a whole dollar. Enter this in Step 4(c) of a new W-4

   $\text{extra per paycheck}$$=\mathrm{\$152.00}$

3. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$40,000.00}+\mathrm{\$2,750.00}\times 5$$=\mathrm{\$53,750.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,250.00}+\mathrm{\$225.00}\times 5$$=\mathrm{\$5,375.00}$

3. Add any other income, then subtract the 2026 standard deduction for married filing separately filers and any other deductions

   $\mathrm{\$53,750.00}-\mathrm{\$16,100.00}$$=\mathrm{\$37,650.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$4,270.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$5,375.00}-\mathrm{\$4,270.00}$$=\mathrm{\$1,105.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$

4. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 7 more paychecks

   $\mathrm{\$55,000.00}+\mathrm{\$1,900.00}\times 7$$=\mathrm{\$68,300.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,400.00}+\mathrm{\$185.00}\times 7$$=\mathrm{\$5,695.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$68,300.00}-\mathrm{\$30,000.00}$$=\mathrm{\$38,300.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$4,242.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$5,695.00}-\mathrm{\$4,242.00}$$=\mathrm{\$1,453.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$

5. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 3 more paychecks

   $\mathrm{\$33,000.00}+\mathrm{\$2,250.00}\times 3$$=\mathrm{\$39,750.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$3,800.00}+\mathrm{\$225.00}\times 3$$=\mathrm{\$4,475.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$39,750.00}-\mathrm{\$35,000.00}$$=\mathrm{\$4,750.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$475.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$4,475.00}-\mathrm{\$475.00}$$=\mathrm{\$4,000.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$

6. Extra withholding per paycheck (W-4 Step 4(c)): $27.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$54,000.00}+\mathrm{\$3,000.00}\times 5$$=\mathrm{\$69,000.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$3,200.00}+\mathrm{\$170.00}\times 5$$=\mathrm{\$4,050.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$69,000.00}-\mathrm{\$30,000.00}$$=\mathrm{\$39,000.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$4,184.00}$

5. Compare the tax with what will be paid. The tax is bigger, so you're short

   $\mathrm{\$4,184.00}-\mathrm{\$4,050.00}$$=\mathrm{\$134.00}$

6. Spread the shortfall over your 5 remaining paychecks

   $\frac{\mathrm{\$134.00}}{5}$$=\mathrm{\$26.80}$

7. Round up to a whole dollar. Enter this in Step 4(c) of a new W-4

   $\text{extra per paycheck}$$=\mathrm{\$27.00}$

7. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 6 more paychecks

   $\mathrm{\$37,500.00}+\mathrm{\$2,200.00}\times 6$$=\mathrm{\$50,700.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,000.00}+\mathrm{\$180.00}\times 6$$=\mathrm{\$5,080.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$50,700.00}-\mathrm{\$36,000.00}$$=\mathrm{\$14,700.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$1,516.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$5,080.00}-\mathrm{\$1,516.00}$$=\mathrm{\$3,564.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$

8. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$50,000.00}+\mathrm{\$2,000.00}\times 5$$=\mathrm{\$60,000.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$2,750.00}+\mathrm{\$190.00}\times 5$$=\mathrm{\$3,700.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$60,000.00}-\mathrm{\$32,000.00}$$=\mathrm{\$28,000.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$2,864.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$3,700.00}-\mathrm{\$2,864.00}$$=\mathrm{\$836.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$

9. Extra withholding per paycheck (W-4 Step 4(c)): $84.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$54,000.00}+\mathrm{\$2,000.00}\times 5$$=\mathrm{\$64,000.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$3,600.00}+\mathrm{\$155.00}\times 5$$=\mathrm{\$4,375.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$64,000.00}-\mathrm{\$22,000.00}$$=\mathrm{\$42,000.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$4,792.00}$

5. Compare the tax with what will be paid. The tax is bigger, so you're short

   $\mathrm{\$4,792.00}-\mathrm{\$4,375.00}$$=\mathrm{\$417.00}$

6. Spread the shortfall over your 5 remaining paychecks

   $\frac{\mathrm{\$417.00}}{5}$$=\mathrm{\$83.40}$

7. Round up to a whole dollar. Enter this in Step 4(c) of a new W-4

   $\text{extra per paycheck}$$=\mathrm{\$84.00}$

10. Extra withholding per paycheck (W-4 Step 4(c)): $0.00

1. Project your wages for the year: what you've earned so far, plus 5 more paychecks

   $\mathrm{\$60,000.00}+\mathrm{\$2,250.00}\times 5$$=\mathrm{\$71,250.00}$

2. Project your withholding the same way: what's been taken out so far, plus the rest of the paychecks

   $\mathrm{\$4,000.00}+\mathrm{\$120.00}\times 5$$=\mathrm{\$4,600.00}$

3. Add any other income, then subtract your itemized and other deductions to find taxable income

   $\mathrm{\$71,250.00}-\mathrm{\$37,500.00}$$=\mathrm{\$33,750.00}$

4. Work out the year's tax with the 2026 brackets. Each rate only applies to its own slice of income

   $\text{tax before credits}$$=\mathrm{\$3,554.00}$

5. Compare what will be paid with the tax. You're paying enough, so the extra is a refund

   $\mathrm{\$4,600.00}-\mathrm{\$3,554.00}$$=\mathrm{\$1,046.00}$

6. You're on track, so you don't need extra withholding in Step 4(c)

   $\text{extra per paycheck}$$=\mathrm{\$0.00}$